If you are trying to save money, friends can be taxing. The invites to go out partying at the club and to Starbucks are just the beginning of all the places that friends tend to invite you out to. Feeling nervous and ashamed that your card may decline while buying a drink at the bar is a familiar feeling. These embarrassing moments that come with shame and internal loathing. I remember spending the day with a friend and realizing I could no longer keep up with her and eventually had to decline to go out to places. What is the solution to saving money and having friends at the same time? The solution is to stop going out with your friends. Last spring semester I saved more money than I ever have by going to work and going home. It is the best way to save until you get financially stable enough to afford friends. Nothing looks more pathetic than going out with your friends who order nice entrees while you settle for the appetizer with an extra side. It may sound like an extreme solution to saving money, but it works! So do not be afraid to stay home, stack your savings, and get creative with excuses on why you can’t go splurge at Ross with your friend. https://www.moneyunder30.com/how-your-friends-affect-your-finances-and-your-career